diff --git a/cas-system/src/main/java/com/inscloudtech/bankStatementAnalysis/helper/ABCDataAnalysisHelper.java b/cas-system/src/main/java/com/inscloudtech/bankStatementAnalysis/helper/ABCDataAnalysisHelper.java
index bcba9fa..6f64e7e 100644
--- a/cas-system/src/main/java/com/inscloudtech/bankStatementAnalysis/helper/ABCDataAnalysisHelper.java
+++ b/cas-system/src/main/java/com/inscloudtech/bankStatementAnalysis/helper/ABCDataAnalysisHelper.java
@@ -121,7 +121,8 @@ public class ABCDataAnalysisHelper {
 
                             if (oaiCell2 != null || oaiCell3 != null) {//公司开户信息
                                 Cell tradeDateCell = AsposeUtil.getCell(cells, "交易日期");
-                                if (tradeDateCell != null) {//20240416新模板 对公开户，流水在一个模板里
+                                Cell cardCell = AsposeUtil.getCell(cells, "产品号/账号/客户号");
+                                if (tradeDateCell != null && cardCell != null) {//20240416新模板 对公开户，流水在一个模板里
                                     readBsAndOai(excelFileName, cells, sheetNo, nameWithSheetName);
                                     templateIsExist = true;
                                 } else {